Why Fannie Mae Loans Need Specialized ALTA Surveyors

Fannie Mae multifamily loans require ALTA surveys with specific Table A items that many general surveyors aren't familiar with. Using a surveyor inexperienced with agency requirements can result in rejected surveys, delayed closings, and costly revisions.

The best ALTA survey providers for Fannie Mae loans understand agency certification requirements, maintain relationships with Fannie Mae-approved lenders, and can deliver compliant surveys within transaction timelines.

Fannie Mae Required Table A Items

Fannie Mae requires the following Table A optional items on all ALTA surveys for multifamily properties:

Item 1
Monuments placed (or found) Survey monuments placed or found at property corners
Item 2
Address Street address shown on survey
Item 3
Flood zone classification FEMA flood zone shown with map/panel info
Item 4
Gross land area Total land area in square feet and acres
Item 6a
Setback, height, or bulk restrictions Zoning setback, height, and bulk restrictions from ordinance
Item 6b
Measured setbacks Current setback distances from improvements to boundaries
Item 7a
Exterior walls located Location of exterior walls within 5 feet of boundaries
Item 8
Substantial features Visible improvements including parking, driveways, fences
Item 9
Parking spaces Number and type of parking spaces
Item 10
Access to public way Evidence of access to public roads
Item 13
Names of adjoining owners Names of owners of adjoining properties
Item 16
Evidence of utilities Observed evidence of utilities serving the property
Item 18
Building exterior dimensions Exterior building dimensions

How We Evaluate Fannie Mae Surveyors

When selecting an ALTA survey provider for Fannie Mae loans, these factors determine the quality and reliability of the survey:

Agency Experience Critical

Prior experience completing surveys for Fannie Mae and Freddie Mac loans

Multifamily Expertise Critical

Experience with apartment complexes, student housing, and senior living

Table A Proficiency Important

Understanding of all 21 Table A items and when each applies

Turnaround Time Important

Ability to meet agency timelines (typically 2-3 weeks standard)

Title Coordination Helpful

Experience coordinating with title companies on certification

National Coverage Helpful

Multi-state capabilities for portfolio transactions

Top ALTA Survey Providers for Fannie Mae Loans

These surveying firms have demonstrated expertise in Fannie Mae multifamily surveys. Providers are evaluated based on agency experience, Table A proficiency, and lender relationships.

Ranking methodology: Providers are sorted by coverage (national firms first for portfolio transactions), then by years in business (established track record), then alphabetically.
#1
BV

Bureau Veritas (BVNA)

national Coverage 198+ years 1000+ employees

Part of global Bureau Veritas network, lifecycle risk services

ALTA Survey industrialcommercial
#2
B&

Blew & Associates P.A.

national Coverage 102+ years 50-100 employees

100+ years experience, nationwide licensing, LiDAR capabilities

ALTA Survey commercialenergy
#3
N

NV5

national Coverage 77+ years 4000+ employees

Public company (Nasdaq: NVEE), multi-disciplinary engineering

ALTA Survey infrastructureindustrial
#4
EL

ECS Limited

national Coverage 38+ years 3000+ employees

Large multi-disciplinary firm with 3,000+ employees. Founded 1988. Pre-approved by major GSE lenders (Fannie Mae, Freddie Mac, HUD). Comprehensive due diligence services.

ALTA Survey geotechnical engineeringenvironmental consulting
#5
BC

Bowman Consulting Group

national Coverage 31+ years 2000+ employees

Publicly traded on Nasdaq (BWMN) since May 2021; multi-disciplinary consulting firm offering broad range of services to public and private clients

ALTA Survey real estateenergy
#6
CL

Clark Land Services

national Coverage 29+ years

EV charging specialists, ClarkHub project management portal

ALTA Survey EV chargingcommercial

View all ALTA survey providers →

Fannie Mae ALTA Survey Costs

Typical Price Range $3,000 – $8,000
Table A items: +$800-$1,500

Fannie Mae compliant ALTA surveys cost toward the higher end of the range due to the required Table A items. The 13 required items add approximately $800-$1,500 to a base ALTA survey depending on property complexity.

Cost factors: Property size, number of buildings, parking complexity, and geographic location all affect final pricing. Large multifamily communities (200+ units) may exceed standard pricing.

Calculate your ALTA survey cost →

Fannie Mae Survey Timeline

Order & Research Days 1-3

Proposal, authorization, title commitment order

Title Review Days 3-7

Receive title commitment, research easements and exceptions

Field Survey Days 5-12

Site survey, boundary, improvements, and Table A data collection

Draft & Deliver Days 12-18

Survey preparation, QC, certification, and delivery

Rush service: Available in 7-10 business days for an additional $500-$1,500 fee. Schedule early in the transaction to avoid delays.

Tips for a Smooth Fannie Mae Survey

  • Order early - Don't wait until the last minute. ALTA surveys for Fannie Mae require title commitment review, which adds time.
  • Confirm Table A items - Verify with your lender which specific Table A items are required for your transaction. Requirements may vary by property type.
  • Provide site access - Ensure surveyors have access to all areas of the property, including utility rooms, parking structures, and building interiors if needed.
  • Share prior surveys - If available, provide prior surveys to reduce research time and potentially lower costs.
  • Coordinate with title - Ensure your surveyor receives the title commitment promptly. Delays in title slow down the entire survey process.

Frequently Asked Questions

What Table A items does Fannie Mae require?

Fannie Mae requires Table A items 1, 2, 3, 4, 6a, 6b, 7a, 8, 9, 10, 13, 16, 18 for multifamily loans. These include monument placement, flood zone, setback lines, building dimensions, parking counts, and utilities. Use our Table A Configurator for the complete list.

How much does a Fannie Mae compliant ALTA survey cost?

An ALTA survey meeting Fannie Mae requirements typically costs $3,000 to $8,000 for standard multifamily properties. Costs vary based on property size, complexity, and the specific Table A items required. The required items add approximately $800-$1,500 to a base survey.

How long does a Fannie Mae ALTA survey take?

Fannie Mae compliant ALTA surveys typically take 2-3 weeks from authorization to delivery. Rush service may be available in 7-10 business days for an additional fee. Plan survey timing early in the transaction to avoid delays in loan closing.

Can I use an existing ALTA survey for Fannie Mae?

Existing surveys may be acceptable if less than 6 months old and the surveyor is willing to recertify. The survey must include all required Table A items and reflect current property conditions. Most lenders require surveys dated within 90 days of closing.