Surveys

What is an ALTA Survey?

Comprehensive guide to ALTA/NSPS Land Title Surveys—what they are, why lenders require them, and what's included.

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Surveys

What is ALTA Table A?

Optional survey items that lenders require. Learn which Table A items you need and how they affect cost.

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Surveys

NSPS Standards

The ALTA/NSPS Minimum Standard Detail Requirements define national survey standards. Learn about 2021 and 2026 standards.

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Surveys

ALTA vs Boundary Survey

Compare ALTA surveys and boundary surveys—cost, scope, and when each type is required for your transaction.

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Environmental

What is a Phase 1 ESA?

Environmental due diligence that protects you from CERCLA liability. Learn what's included and why it matters.

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Environmental

What is a Phase 2 ESA?

Physical testing of soil and groundwater to confirm or rule out contamination identified in Phase 1.

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Environmental

Phase 1 vs Phase 2 ESA

Side-by-side comparison of Phase 1 and Phase 2 ESAs—cost, timeline, process, and when each is required.

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Environmental

What is a REC?

Recognized Environmental Conditions indicate potential contamination requiring further investigation.

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Environmental

REC Types: REC, HREC, CREC

Understand the differences between REC, Historical REC (HREC), Controlled REC (CREC), and De Minimis conditions.

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Environmental

Environmental Risk Levels

How property types are classified by contamination likelihood—from gas stations to office buildings.

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Environmental

Vapor Intrusion

Understanding vapor intrusion risk—when volatile compounds migrate from soil into buildings.

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Regulations

CERCLA Liability & Innocent Landowner Defense

Understand Superfund liability, who can be held responsible, and the three defenses that protect property buyers.

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Regulations

All Appropriate Inquiries (AAI)

EPA's AAI rule establishes requirements for environmental due diligence to qualify for CERCLA liability protections.

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Regulations

Environmental Liens

How contamination can create liens on property and what to look for in title searches.

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Practical

CRE Due Diligence Timeline

Typical timelines for Phase 1 ESA, ALTA Survey, PCA, and other due diligence deliverables.

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Practical

Who Pays for Due Diligence?

Understanding who typically pays for Phase 1 ESA, ALTA Survey, and other third-party reports in CRE transactions.

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Lenders

Lender Requirements Overview

Compare due diligence requirements across SBA, Fannie Mae, HUD/FHA, and CMBS lenders.

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Lenders

SBA Loan Requirements

Phase 1 ESA and ALTA Survey requirements for SBA 7(a) and 504 loan programs.

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Lenders

Fannie Mae Requirements

DUS multifamily loan requirements including Form 4251 environmental standards.

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Lenders

HUD/FHA Requirements

FHA multifamily requirements including MAP Guide and Form HUD-92457 survey standards.

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Lenders

CMBS Requirements

The strictest due diligence standards—B-piece investor requirements for securitized loans.

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