ALTA Table A Items by Property Type
Your lender hands you a Table A list. It is the same list they hand everybody, and it is built for a generic commercial parcel. What it does not know is that your site has a hydraulic lift under the slab, a grease interceptor tied into the sanitary lateral, or ninety acres you are buying by the acre. This page sets out the 10 items every lender programme we track already requires, then what each of 28 property types is worth adding on top, why, and roughly what the additions cost.
These recommendations are ours, not the standard's. The 2026 ALTA/NSPS Table A is headed Optional Survey Responsibilities and Specifications and is written as a menu the client selects from. The phrase "property type" does not appear in the standard once. What follows is our judgement about which optional items earn their cost on each type, with the reasoning printed next to every row so you can disagree with it. Where your lender's list differs, the lender's list governs.
The Standard Names Exactly Three Property Types
It is worth being precise about what the standard does and does not do here, because it is a shorter list than people expect. A full-text search of the 2026 ALTA/NSPS Minimum Standard Detail Requirements returns no hits at all for "property type" or "type of property". Table A itself names no property type. The standard mentions a specific kind of property in one sentence in the whole document, in Section 3.B, where the client is being told how to request the survey:
Certain properties or interests in real properties may present issues outside those normally encountered on an ALTA/NSPS Land Title Survey (e.g., marinas, campgrounds, mobile home parks, easements, leases, mineral interests, other non-fee simple interests).
2026 ALTA/NSPS Minimum Standard Detail Requirements, Section 3.B
Marinas, campgrounds and mobile home parks. Three of the property types on this page, and the standard raises them not to assign them items but to say the opposite: that these sites sit outside what a standard survey normally encounters, and that the scope should be discussed with the client, lender and insurer and agreed in writing before work starts. That is the whole of the standard's guidance on property type, and it is a procedural instruction rather than a list.
Which leaves the selection to you. Table A uses the word "client" 20 times: items 4, 7(b)(2), 7(c), 10, 12 and 19 each hand a decision to the client in their own wording, from which areas to compute to where a building is measured to how much insurance the surveyor carries. The standard also states that for the first twenty items, the exact wording of and fee for any selected item may be negotiated between the surveyor and the client. The menu is deliberately open. What follows is our attempt to fill it in sensibly.
Start From the Baseline, Not From Zero
Before property type enters into it, there is a set of items you are going to buy no matter what you own. Across the 7 lender programmes in our requirements database, 10 of the 26 Table A items appear on every single one:
- 1 Monuments
- 2 Address
- 3 Flood Zone
- 4 Gross Land Area
- 6a Zoning Classification
- 7a Building Exterior Dimensions
- 8 Substantial Features
- 9 Parking Spaces
- 13 Adjoining Owners
- 16 Evidence of Recent Work
That is the floor. It is worth knowing because it changes what the rest of this page means: when the gas station row below recommends items 11(a) and 11(b), it is recommending two additions, not a fourteen-item order. And when the retail row recommends item 9, parking, it is recommending nothing at all in cost terms, because every lender asks for item 9 already. Those rows are there to tell you what to check hardest on the plat, not what to add to the invoice.
7 more items are required by some lenders and not others (6b, 10, 11a, 12, 17, 18, 20), which is the layer where the argument usually happens. The remaining 9 appear on no lender list we hold (5, 7b1, 7b2, 7c, 11b, 14, 15, 19, 21); those are pure buyer's-choice items, and item 11(b) sitting in that group is the reason so many environmental problems get found after closing rather than before it.
The Matrix
Rows are property types, ordered from the highest environmental risk down to the lowest. Columns are the items we recommend adding beyond the universal baseline. A shaded column heading means that item is already on every lender's list, so a mark in it is a check this carefully rather than a buy this.
| Property type | Risk | 3 | 4 | 5 | 7a | 7b1 | 7c | 8 | 9 | 10 | 11a | 11b | 14 | 15 | 16 | 18 | 21 | Added cost |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gas Station | Very high | ✓ | ✓ | $950 to $2,900 | ||||||||||||||
| Dry Cleaner | Very high | ✓ | ✓ | ✓ | ✓ | $950 to $2,900, plus scope | ||||||||||||
| Auto Repair / Body Shop | Very high | ✓ | ✓ | ✓ | $950 to $2,900 | |||||||||||||
| Car Wash | Very high | ✓ | ✓ | ✓ | $950 to $2,900 | |||||||||||||
| Manufacturing Facility | High | ✓ | ✓ | ✓ | ✓ | $1,750 to $6,000 | ||||||||||||
| Printing / Graphics Facility | High | ✓ | ✓ | ✓ | $950 to $2,900 | |||||||||||||
| Funeral Home / Mortuary | High | ✓ | ✓ | ✓ | $950 to $2,900 | |||||||||||||
| Trucking Terminal | High | ✓ | ✓ | ✓ | ✓ | $750 to $3,000 | ||||||||||||
| Junkyard / Salvage Yard | High | ✓ | ✓ | ✓ | $750 to $2,900 | |||||||||||||
| Shooting Range | High | ✓ | ✓ | ✓ | $750 to $3,000 | |||||||||||||
| Industrial / Warehouse | Medium | ✓ | ✓ | ✓ | $1,550 to $5,400 | |||||||||||||
| Restaurant | Medium | ✓ | ✓ | ✓ | ✓ | $950 to $3,000 | ||||||||||||
| Marina / Boat Storage | Medium | ✓ | ✓ | ✓ | ✓ | $800 to $3,100 | ||||||||||||
| Golf Course | Medium | ✓ | ✓ | ✓ | ✓ | $900 to $3,400 | ||||||||||||
| RV Park / Campground | Medium | ✓ | ✓ | ✓ | ✓ | $150 to $400 | ||||||||||||
| Agricultural / Farm | Medium | ✓ | ✓ | ✓ | ✓ | $950 to $3,500 | ||||||||||||
| Office Building | Low | ✓ | ✓ | $250 to $600 | ||||||||||||||
| Retail / Shopping Center | Low | ✓ | ✓ | Up to $100 | ||||||||||||||
| Multifamily Residential | Low | ✓ | ✓ | $150 to $400 | ||||||||||||||
| Self Storage | Low | ✓ | ✓ | ✓ | ✓ | $75 to $200 | ||||||||||||
| Medical / Dental Office | Low | ✓ | ✓ | ✓ | ✓ | $1,550 to $5,400 | ||||||||||||
| Hotel / Hospitality | Low | ✓ | ✓ | ✓ | ✓ | $250 to $700 | ||||||||||||
| Data Center | Low | ✓ | ✓ | ✓ | ✓ | $1,750 to $6,000 | ||||||||||||
| Mixed-Use Development | Low | ✓ | ✓ | ✓ | $325 to $800 | |||||||||||||
| Vacant Land | Low | ✓ | ✓ | $750 to $3,000 | ||||||||||||||
| Church / Religious Facility | Low | ✓ | ✓ | ✓ | $75 to $200 | |||||||||||||
| School / Daycare | Low | ✓ | ✓ | ✓ | ✓ | $600 to $2,600 | ||||||||||||
| Assisted Living / Senior Housing | Low | ✓ | ✓ | ✓ | ✓ | $925 to $3,300 | ||||||||||||
| Types recommending it | 2 | 3 | 13 | 1 | 4 | 4 | 7 | 14 | 1 | 16 | 11 | 5 | 3 | 4 | 4 | 1 |
3 Flood Zone · 4 Gross Land Area · 5 Vertical Relief · 7a Building Exterior Dimensions · 7b1 Building Square Footage · 7c Building Height · 8 Substantial Features · 9 Parking Spaces · 10 Party Walls · 11a Underground Utilities (Client Plans) · 11b Underground Utilities (Private Locate) · 14 Distance to Intersection · 15 Imagery-Based Features · 16 Evidence of Recent Work · 18 Offsite Easements · 21 Additional Items (Write-In)
Added cost sums our per-item estimates from table-a-items.json, counting only
items outside the 10-item lender baseline. Those per-item figures are
estimates with no published source: surveyors quote Table A items as part of a single fee
rather than as a price list, so treat the column as a magnitude, not a quote. Items 19 and
21 have no figure at all because they scale with scope.
Why Each Property Type Differs
The pattern underneath the matrix is simple enough to state in one sentence: the items worth adding are the ones that describe what you cannot see. Item 11a (Underground Utilities (Client Plans)) leads the list at 16 of 28 types, because below-grade infrastructure is where both the environmental risk and the redevelopment cost hide. Vertical relief and gross land area cluster on the acreage types, where the parcel is the asset. Height and parking cluster on the entitlement types, where the building is the asset and the zoning envelope is the constraint.
Gas Station
Very high riskUnderground storage tanks, petroleum products
- Item 11a Underground Utilities (Client Plans) $150 to $400
- Item 11b Underground Utilities (Private Locate) $800 to $2,500
Underground storage tanks require utility location for environmental assessment
Phase 1 ESA cost for gas station · Build this list in the configurator
Dry Cleaner
Very high riskChlorinated solvents, always requires Phase II ESA
- Item 11a Underground Utilities (Client Plans) $150 to $400
- Item 11b Underground Utilities (Private Locate) $800 to $2,500
- Item 16 Evidence of Recent Work already required by all 7 lenders
- Item 21 Additional Items (Write-In) varies with scope
Solvent releases travel through floor drains and the sanitary lateral, so the below-grade run has to be located before a Phase 2 can be scoped. Recent earth moving usually means a line or a dry well was already dug up. Floor drains and clarifiers are not a standard Table A item, so they belong in a written-in 21 request.
Phase 1 ESA cost for dry cleaner · Build this list in the configurator
Auto Repair / Body Shop
Very high riskWaste oil, solvents, hydraulic fluids
- Item 11a Underground Utilities (Client Plans) $150 to $400
- Item 11b Underground Utilities (Private Locate) $800 to $2,500
- Item 16 Evidence of Recent Work already required by all 7 lenders
Hydraulic lifts, waste-oil tanks and oil/water separators all sit below the slab, and evidence of recent earth moving is the usual sign that one of them has already been pulled.
Phase 1 ESA cost for auto repair / body shop · Build this list in the configurator
Car Wash
Very high riskChemical runoff, possible underground storage tanks
- Item 8 Substantial Features already required by all 7 lenders
- Item 11a Underground Utilities (Client Plans) $150 to $400
- Item 11b Underground Utilities (Private Locate) $800 to $2,500
Reclaim tanks, sand traps and oil/water separators are below grade. Canopies, vacuum islands and wash bays are the substantial features that drive the setback and circulation review.
Phase 1 ESA cost for car wash · Build this list in the configurator
Manufacturing Facility
High riskChemicals, heavy metals, industrial processes
- Item 5 Vertical Relief $600 to $2,500
- Item 11a Underground Utilities (Client Plans) $150 to $400
- Item 11b Underground Utilities (Private Locate) $800 to $2,500
- Item 18 Offsite Easements $200 to $600
Process utilities (industrial waste, gas, high-voltage service) run below grade and often arrive across neighbouring land, so the appurtenant easements matter as much as the on-site lines. Vertical relief supports stormwater and secondary-containment review.
Phase 1 ESA cost for manufacturing facility · Build this list in the configurator
Printing / Graphics Facility
High riskSolvents, inks, chemical waste
- Item 11a Underground Utilities (Client Plans) $150 to $400
- Item 11b Underground Utilities (Private Locate) $800 to $2,500
- Item 16 Evidence of Recent Work already required by all 7 lenders
Ink and solvent storage discharges to floor drains and the sanitary sewer, so the below-grade run is what the environmental scope depends on.
Phase 1 ESA cost for printing / graphics facility · Build this list in the configurator
Funeral Home / Mortuary
High riskEmbalming chemicals, formaldehyde
- Item 9 Parking Spaces already required by all 7 lenders
- Item 11a Underground Utilities (Client Plans) $150 to $400
- Item 11b Underground Utilities (Private Locate) $800 to $2,500
Formaldehyde from preparation rooms discharges to the sanitary sewer through floor drains. Parking counts drive the zoning conformity question, because assembly use is rated on seats or floor area rather than on building count.
Phase 1 ESA cost for funeral home / mortuary · Build this list in the configurator
Trucking Terminal
High riskFuel storage, vehicle maintenance
- Item 5 Vertical Relief $600 to $2,500
- Item 9 Parking Spaces already required by all 7 lenders
- Item 11a Underground Utilities (Client Plans) $150 to $400
- Item 14 Distance to Intersection $0 to $100
Fuel islands, waste-oil tanks and wash-bay separators sit below grade. Truck-court slope is a drainage question that only vertical relief answers, striped trailer stalls are the parking count a lender will test, and the distance to the nearest intersection governs turning access.
Phase 1 ESA cost for trucking terminal · Build this list in the configurator
Junkyard / Salvage Yard
High riskHeavy metals, automotive fluids, PCBs
- Item 5 Vertical Relief $600 to $2,500
- Item 11a Underground Utilities (Client Plans) $150 to $400
- Item 16 Evidence of Recent Work already required by all 7 lenders
Buried fill and debris are the defining condition of the site. Vertical relief documents how much fill is present and evidence of recent earth moving flags burial that is still active.
Phase 1 ESA cost for junkyard / salvage yard · Build this list in the configurator
Shooting Range
High riskLead contamination from ammunition
- Item 5 Vertical Relief $600 to $2,500
- Item 8 Substantial Features already required by all 7 lenders
- Item 15 Imagery-Based Features $150 to $500
Berms and backstops are the lead-bearing features, and their geometry only shows up in vertical relief. Range fans and safety zones cover more ground than a field crew can economically walk, which is what item 15 imagery is for.
Phase 1 ESA cost for shooting range · Build this list in the configurator
Industrial / Warehouse
Medium riskRisk varies by historical use and current operations
- Item 5 Vertical Relief $600 to $2,500
- Item 11a Underground Utilities (Client Plans) $150 to $400
- Item 11b Underground Utilities (Private Locate) $800 to $2,500
Heavy equipment, drainage, and utility infrastructure requirements
Phase 1 ESA cost for industrial / warehouse · Build this list in the configurator
Restaurant
Medium riskGrease traps, possible heating oil tanks
- Item 9 Parking Spaces already required by all 7 lenders
- Item 11a Underground Utilities (Client Plans) $150 to $400
- Item 11b Underground Utilities (Private Locate) $800 to $2,500
- Item 14 Distance to Intersection $0 to $100
Grease interceptors and the sanitary lateral are below grade. Parking counts and the distance to the nearest intersection are what drive both the zoning conformity check and any drive-through queuing review.
Phase 1 ESA cost for restaurant · Build this list in the configurator
Marina / Boat Storage
Medium riskFuel docks, antifouling paints, bilge water
- Item 3 Flood Zone already required by all 7 lenders
- Item 5 Vertical Relief $600 to $2,500
- Item 8 Substantial Features already required by all 7 lenders
- Item 18 Offsite Easements $200 to $600
Almost every marina sits in a mapped flood zone, so the flood annotation is not optional here. Docks, piers and travel lifts extend past the upland boundary, which makes the submerged-land lease and riparian easements part of what is being financed. The standard singles marinas out in Section 3.B as a property whose scope should be agreed in writing with the client, lender and insurer before work starts.
Phase 1 ESA cost for marina / boat storage · Build this list in the configurator
Golf Course
Medium riskPesticides, herbicides, fertilizers
- Item 4 Gross Land Area already required by all 7 lenders
- Item 5 Vertical Relief $600 to $2,500
- Item 11a Underground Utilities (Client Plans) $150 to $400
- Item 15 Imagery-Based Features $150 to $500
Gross land area is the valuation unit. Irrigation mains, wells and cart-path culverts are below grade, and imagery is the only economical way to depict fairway features across a hundred-plus acre parcel.
Phase 1 ESA cost for golf course · Build this list in the configurator
RV Park / Campground
Medium riskFuel stations, septic systems
- Item 3 Flood Zone already required by all 7 lenders
- Item 4 Gross Land Area already required by all 7 lenders
- Item 9 Parking Spaces already required by all 7 lenders
- Item 11a Underground Utilities (Client Plans) $150 to $400
Pad count is the income unit, so pads have to be counted the way parking spaces are. Water, sewer and electric pedestals serve each pad below grade, and river frontage puts many parks in a mapped flood zone. Campgrounds and mobile home parks are named in that same Section 3.B sentence, so agree the scope in writing before the surveyor mobilises.
Phase 1 ESA cost for rv park / campground · Build this list in the configurator
Agricultural / Farm
Medium riskPesticides, herbicides, fuel storage
- Item 4 Gross Land Area already required by all 7 lenders
- Item 5 Vertical Relief $600 to $2,500
- Item 11a Underground Utilities (Client Plans) $150 to $400
- Item 18 Offsite Easements $200 to $600
Acreage is the price unit. Irrigation wells, tile drainage and buried mainlines are the utilities that matter, and ditch and field-access rights are usually appurtenant easements over adjoining land rather than anything on the parcel itself.
Phase 1 ESA cost for agricultural / farm · Build this list in the configurator
Office Building
Low riskStandard commercial property
- Item 7c Building Height $250 to $600
- Item 9 Parking Spaces already required by all 7 lenders
Building height for zoning compliance and parking requirements
Phase 1 ESA cost for office building · Build this list in the configurator
Retail / Shopping Center
Low riskStandard commercial property
- Item 9 Parking Spaces already required by all 7 lenders
- Item 14 Distance to Intersection $0 to $100
Parking compliance and visibility/access from streets
Phase 1 ESA cost for retail / shopping center · Build this list in the configurator
Multifamily Residential
Low riskApartments, condos, townhomes
- Item 9 Parking Spaces already required by all 7 lenders
- Item 10 Party Walls $150 to $400
Parking requirements and party wall determination for attached units
Phase 1 ESA cost for multifamily residential · Build this list in the configurator
Self Storage
Low riskMini storage, climate controlled units
- Item 7a Building Exterior Dimensions already required by all 7 lenders
- Item 7b1 Building Square Footage $75 to $200
- Item 8 Substantial Features already required by all 7 lenders
- Item 9 Parking Spaces already required by all 7 lenders
Net rentable square footage is the income basis, so ground-level footprints and areas have to be measured rather than taken from the rent roll. Drive aisles, gates and canopies are the substantial features that decide fire-lane and setback conformity.
Phase 1 ESA cost for self storage · Build this list in the configurator
Medical / Dental Office
Low riskMinor medical waste, x-ray equipment
- Item 5 Vertical Relief $600 to $2,500
- Item 9 Parking Spaces already required by all 7 lenders
- Item 11a Underground Utilities (Client Plans) $150 to $400
- Item 11b Underground Utilities (Private Locate) $800 to $2,500
Medical gas, emergency generator feeds and imaging-suite service run below grade. Parking ratios for medical use are set higher than general office in most codes, which makes parking the most common nonconformity on this property type.
Phase 1 ESA cost for medical / dental office · Build this list in the configurator
Hotel / Hospitality
Low riskHotels, motels, resorts
- Item 7c Building Height $250 to $600
- Item 8 Substantial Features already required by all 7 lenders
- Item 9 Parking Spaces already required by all 7 lenders
- Item 14 Distance to Intersection $0 to $100
Height limits and parking ratios are where hotels most often fail a zoning check. Pools, porte-cocheres and pylon signage are substantial features, and the distance to the nearest intersection supports the access and signage review.
Phase 1 ESA cost for hotel / hospitality · Build this list in the configurator
Data Center
Low riskBackup generators, cooling systems
- Item 5 Vertical Relief $600 to $2,500
- Item 11a Underground Utilities (Client Plans) $150 to $400
- Item 11b Underground Utilities (Private Locate) $800 to $2,500
- Item 18 Offsite Easements $200 to $600
The power feed, the fibre and the chilled-water line are the asset, and they almost always arrive through easements across adjoining land. Vertical relief supports the generator yard and stormwater design.
Phase 1 ESA cost for data center · Build this list in the configurator
Mixed-Use Development
Low riskCombined retail, office, residential
- Item 7b1 Building Square Footage $75 to $200
- Item 7c Building Height $250 to $600
- Item 9 Parking Spaces already required by all 7 lenders
Multiple use verification, height restrictions, and parking
Phase 1 ESA cost for mixed-use development · Build this list in the configurator
Vacant Land
Low riskRisk depends on historical use
- Item 5 Vertical Relief $600 to $2,500
- Item 15 Imagery-Based Features $150 to $500
Topography for development planning
Phase 1 ESA cost for vacant land · Build this list in the configurator
Church / Religious Facility
Low riskOften older buildings, potential lead paint
- Item 7b1 Building Square Footage $75 to $200
- Item 8 Substantial Features already required by all 7 lenders
- Item 9 Parking Spaces already required by all 7 lenders
Assembly-use parking is calculated from seat count or floor area, so the parking count and the building square footage are needed together. Halls, canopies and memorial gardens are the substantial features that affect setback conformity.
Phase 1 ESA cost for church / religious facility · Build this list in the configurator
School / Daycare
Low riskLead paint concerns if pre-1978
- Item 5 Vertical Relief $600 to $2,500
- Item 8 Substantial Features already required by all 7 lenders
- Item 9 Parking Spaces already required by all 7 lenders
- Item 14 Distance to Intersection $0 to $100
Playgrounds, fencing, ball fields and bus loops are what a district or lender needs depicted. Drop-off queuing and parking drive site-plan conformity, and the distance to the nearest intersection supports the traffic review.
Phase 1 ESA cost for school / daycare · Build this list in the configurator
Assisted Living / Senior Housing
Low riskHealthcare-adjacent facility
- Item 5 Vertical Relief $600 to $2,500
- Item 7b1 Building Square Footage $75 to $200
- Item 7c Building Height $250 to $600
- Item 9 Parking Spaces already required by all 7 lenders
Licensed bed count ties to floor area, so building square footage is part of the licensing record. Parking ratios and height limits are the usual entitlement constraints, and vertical relief supports accessible-route grading.
Phase 1 ESA cost for assisted living / senior housing · Build this list in the configurator
How to Use This Against a Lender List
The practical sequence, in the order that saves money rather than the order the documents arrive in:
- Get the lender's Table A list first. It is contractual and everything else is negotiation. Our programme-by-programme breakdown tells you what to expect before the term sheet lands.
- Add your property type's items to the request, not to the argument. A surveyor pricing items 1 through 20 in one visit charges far less than a surveyor returning for item 11(b) six weeks later, once the Phase 1 has raised a recognised environmental condition and the lender wants the tank field located.
- Order the zoning report before you select item 6. Item 6 transcribes a report you supply; it does not research anything. Selecting it with no report in hand is the most common way to stall a closing. See zoning compliance reports and Item 6.
- Do not drop an item the lender asked for because this page did not list it. Our column is about what the property makes worth buying. Theirs is about what they will accept, and they are not the same question.
For a priced version of the same decision, the Table A configurator takes a lender and a property type and returns the merged list with a running total, and the ALTA survey calculator puts that on top of a base fee for your acreage and state.
Common Questions
Does the ALTA standard say which Table A items my property type needs?
No. Table A is headed "Optional Survey Responsibilities and Specifications" and is written as a menu the client selects from: the word "client" appears 20 times in it, and items 4, 7(b)(2), 7(c), 10, 12 and 19 each hand a decision to the client in their own wording. The phrases "property type" and "type of property" appear nowhere in the 2026 standard at all. So any per-property-type list, including the one on this page, is somebody's judgement rather than a rule.
Which Table A items does every lender require?
Across the 7 lender programmes we track, 10 items appear on all of them: 1, 2, 3, 4, 6a, 7a, 8, 9, 13, 16. Those are the baseline for any commercial property. Property type changes which of the remaining optional items are worth adding, not that baseline.
What if my lender asks for a different set than this page recommends?
The lender wins. Their list is contractual and this page is not. Use the property type column as the argument for adding an item the lender left off, not as a reason to drop one they asked for.
Which Table A item comes up on the most property types?
Item 11a, Underground Utilities (Client Plans), on 16 of 28 types. Below-grade infrastructure is the single most common reason to add an item beyond the lender baseline.
How much do the extra Table A items add to a survey?
Most property types here add somewhere between a few hundred dollars and $6,000 on top of the base survey fee, with manufacturing facility at the top of the range. Item 11(b), a private utility locate, is the single item that moves the number most, because a locate crew has to visit the site. These are our cost estimates rather than published prices: the standard states that for the first twenty items the fee for any selected item is negotiated between the surveyor and the client, so there is no price list to quote.
Related Pages
Sources and Method
Last reviewed 2026-09-09.